A lot of people want to know what happens if the other person who caused the collision doesn’t have insurance, and in that situation there is still the possibility of collecting money for your damages, for medical expenses, lost income, and pain and suffering, if you have what is called uninsured motorist coverage. And that’s a coverage that’s offered in every policy, and it will cover you to the same extent or for the same damages that the other individual would have been responsible for.