Unfortunately, the answer may be no, unless the responsible driver has assets you can pursue for compensation. In such a case, it will be very difficult to find an attorney to represent you because a judgment against the responsible party would need to be obtained and collected on. This may be extremely difficult if the defendant does not have assets or a job.
If you do not have such a policy and get hit by an uninsured or underinsured driver, you may have to foot the bill yourself, unless damages can be recovered from the motorist by some other means (see our FAQ section for more information).
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